Five Tips to Help You Maximize Your Dental Insurance Benefits

The end of the year is approaching quickly, and like many others, you may find yourself still needing to take advantage of your dental insurance benefits. With the busyness of everyday life, preventive dental care is often something that gets placed on the backburner. If this has been the case for you, don’t worry, you still have time! You make a hard-earned investment in your coverage every month, so it’s important to make sure that you’re getting the most out of it. Keep reading to learn what your Chaska dentist shares about how you can maximize your dental insurance benefits and save more money in the long run.

Five Tips to Help You Maximize Your Benefits

The last three months are often the busiest time of the year. Between the holidays, traveling, and planning a million things, putting health first can be challenging. But, that doesn’t make it any less important! It’s estimated that people with dental insurance are 58% more likely to visit the dentist for preventive care. It shouldn’t be surprising that these people also have better oral health records as a result. Here are five great tips you can take to the bank that will help you maximize your dental benefits, save more money, and plan for the future:

Practice a Diligent Oral Hygiene Routine

If you want a simple and effective way to give you mouth the gift that keeps on giving, this one is a winner. Brushing and flossing twice each day is a proven way to help prevent cavities and gum disease. With the surplus of sugar and starch you probably consume over the holiday season, it can’t hurt to pay a little more attention to your teeth this time of year.

See Your Dentist for Preventive Care

The word “preventive” speaks for itself and seeing your dentist for regular check-ups and cleanings provides them with the opportunity to catch any oral issues ahead of time. This can lighten the load on your wallet and time in the future. Plus, many dental insurance plans fully cover the cost of preventive treatments!

Verify That Your Dentist of Choice is In-Network

Some dental insurance plans have a list of specific dental practices they recognize as in-network. This means that to receive coverage, the practice you choose must be on that list. Before you schedule an appointment with your dentist, check your insurance plan’s website to ensure that they are covered.

If Your Plan Has an FSA, Don’t Forget to Use It!

Flexible Spending Accounts are notorious for going unspent. If you’re making a monthly contribution to this type of coverage, it’s important that you make use of it before it expires at the end of the year.

Your Plan Might Change

Insurance plans often change at the start of a new year. New policies may end up replacing old ones and things such as deductibles, co-pays, and annual maximums are often adjusted. It’s important to stay abreast of any changes in your coverage so that you can be prepared going forward.

Regardless of what your dental insurance plan entails, there are benefits available to you and your family. Taking the time to do your research so that you can be armed with the knowledge to make the most of these benefits can help you take care of your smile and save money in the long run.

About the Author

Dr. Mark M. Stapleton has been leading the team of experts at White Oak Dental for almost a decade. It is his priority to ensure that every patient he sees is equipped with the knowledge they need to make the most out of their benefits and take great care of their oral health. With over five-hundred hours of continuing education under his belt, he is able to provide everyone he treats with the highest quality of care. Are you ready to make the most of your dental insurance benefits? Schedule an appointment online or call (952) 448-2868.